Effective Date: June 2026

These Terms and Conditions govern your use of the services and communications provided by Michael Danis Insurance. By accessing our website, submitting your information, or opting in to communications, you agree to these terms.

Services
Michael Danis Insurance provides insurance education, consultation, quoting assistance, enrollment support, and ongoing service related to insurance products.

SMS and Communication Use
By providing your phone number, you agree to receive calls and text messages from Michael Danis Insurance. Messages may include:

• Appointment reminders
• Insurance quotes and plan information
• Policy updates and service notifications
• Follow ups related to your inquiries or requests

Message frequency varies based on your interaction with our services.

Opt Out Instructions
You can opt out of text messages at any time by replying STOP to any message. You may also contact us directly using the information below to request removal.

Message and Data Rates
Message and data rates may apply depending on your mobile carrier and plan.

Carrier Liability Disclaimer
Mobile carriers are not responsible for delayed or undelivered messages.

Customer Support
For help, reply HELP to any message or contact us directly:

Company Name: Michael Danis Insurance
Website: https://michaeldanisinsurance.com/
Email: [email protected]
Phone: (973) 769-9193

Age Requirement
You must be at least 18 years old to use our services or opt in to communications.

Privacy Policy
Your use of our services is also subject to our Privacy Policy, which explains how we collect, use, and protect your information.

Privacy Policy: https://michaeldanisinsurance.com//privacy-policy

Consent Not Required for Purchase
Consent to receive calls or text messages is not required to purchase any insurance products or services.

Changes to These Terms
Michael Danis Insurance reserves the right to update these Terms and Conditions at any time. Updates will be posted on this page with a revised effective date.

Governing Law
These Terms and Conditions are governed by applicable federal and state laws of the United States