Affordable Coverage With Lower Monthly Premiums

Medicare Supplement Plan N is a popular choice for people who want solid Medicare coverage while keeping their monthly premiums lower. It offers many of the same benefits as Plans F and G but requires you to pay a few out-of-pocket costs in exchange for a lower monthly premium.

Plan N is often considered one of the best options for Medicare beneficiaries who do not visit the doctor frequently and are comfortable paying small copayments when they receive care.

What Does Medicare Supplement Plan N Cover?

Medicare Supplement Plan N helps pay many of the costs that Original Medicare does not cover, including:

• Medicare Part A deductible

• Medicare Part A coinsurance and hospital costs

• Medicare Part B coinsurance, except for certain office visit and emergency room copayments

• Skilled nursing facility coinsurance

• Hospice care coinsurance or copayments

• The first three pints of blood each year

• Foreign travel emergency coverage, subject to plan limits

Unlike some other Medicare Supplement plans, Plan N does not cover:

• The Medicare Part B annual deductible

• Medicare Part B excess charges

• Up to a $20 copayment for certain doctor's office visits

• Up to a $50 copayment for emergency room visits that do not result in a hospital admission